Life insurance provides your named beneficiary(ies) with a benefit in the event of your death. Accidental Death and Dismemberment (AD&D) provides specified benefits to you in the event of a covered accidental bodily injury that directly causes dismemberment (i.e., the loss of a hand, foot, or eye).

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Basic Life and AD&D

CBAC covers 100% of the cost for Basic Life and AD&D for you in the amount of $25,000. Benefits reduce at age 65. If you have been diagnosed with a terminal illness, you may be eligible to receive 80% of your benefit early.

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​Voluntary Life and AD&D
You may purchase Voluntary Life and AD&D for you and your eligible dependents through Mutual of Omaha. You must purchase coverage for yourself in order to purchase coverage for your dependents. If you enroll for coverage during your initial enrollment, you may enroll for additional coverage at your next enrollment by up to $25,000 without proof of good health, provided the total amount of coverage does not exceed your maximum benefit amount. Benefits and Guarantee Issue amounts reduce to 50% at age 75.